Motivated, goal-oriented professional with strong communication and leadership aspirations.
Overview
16
16
years of professional experience
Work History
Team Lead, Hybrid Team
Business Development Bank of Canada
04.2022 - Current
Provide leadership and guidance to team to underwrite high quality loan proposals, complete thorough financial analysis for Annual Risk Reviews and due diligence to satisfy Condition Precedents on loan authorizations over $1,000,000 in total commitment across Bank
Coordinate assignment and movement of team between Portfolio Management and Underwriting during high peak periods with flexibility to quickly adapt to realign utilization of team
Oversee day-to-day activities with team along with being liaison between Regional Directors of Underwriting and Regional Directors of Portfolio Management with communication of assignment of team and providing timely performance updates on individual results and team results
Actively participate in Regional Directors of Underwriting and Portfolio Management team weekly team meetings to stay abreast of changes within each respective department to share with team in monthly meetings to foster continual performance growth, while being active member of Underwriting Core team reviewing and submitting high quality proposals.
Senior Manager, Underwriting
Business Development Bank Of Canada
07.2021 - Current
Underwrite high quality loan proposals by completing thorough due diligence and using sound credit judgement for medium-to-high complexity loan proposals over $1,000,000 in total commitment
Review loan proposals that are time sensitive, while providing solutions with consistent application of BDC’s policies and procedures
Present solutions and loan structure recommendations to internal stakeholders through innovative thinking and creativity
Provide exceptional customer service and continuous relationship building with Account Managers, Business Centre Managers, and Credit Risk Management Team across Bank.
Senior Manager, Portfolio Management
Business Development Bank of Canada
11.2020 - 07.2021
Assess high and advanced complexity service requests by completing analysis and due diligence to ensure banks policies and procedures are met, while providing solutions to meet clients needs
Review financial statements and complete thorough financial analysis for Annual Risk Reviews and identify any risks, concerns, or opportunities to Account Manager to present to borrower
Authorize, decline, or recommend requests within established delegation of authority in a timely manner while following proper compliance
Provide mentorship and coaching to team members and Account Managers based on past client experiences to deliver best solutions for Bank and client.
Authorize high quality loan proposals by completing thorough due diligence and using sound credit judgement for medium to high complexity loan proposals up to $350,000
Present solutions and loan structure recommendations to internal stakeholders through innovative thinking and creativity
Review new loans and rework submissions that are time sensitive, while providing solutions that complies with BDC’s policies and procedures
Provide exceptional customer service and continuous relationship building with Account Managers, Business Centre Managers, and Credit Risk Management Team within virtual environment.
Senior Account Manager, Acquisition
Business Development Bank of Canada
07.2012 - 06.2020
Identify and develop business opportunities for financing and advisory with tailored solutions to best suit entrepreneurs need
Proactively market BDC’s offerings and communicate effective business solutions to existing and potential clients with dedicated focus on companies with sales over $2,000,000
Actively manage portfolio of 40+ clients by providing exceptional customer service and continuous relationship building
Deliver high quality loan proposals by applying credit analysis, sound judgement, and application of BDC’s policies and procedures
Provide detailed loan submissions and amendments to Underwriting and Portfolio Management team, with prompt communication between them, to ensure client receives best service as one team
Continue to grow portfolio through, prospecting, meeting with professionals and attending business events, with goal of acquiring new clients.
Account Manager, Entrepreneurship Centre
Business Development Bank of Canada
02.2009 - 07.2012
Identified and developed business opportunities for financing and advisory with tailored solutions to best suit entrepreneurs need
Proactively marketed BDC products and communicated effective business solutions to existing and potential clients with dedicated focus on loans under $250,000
Actively managed portfolio of clients by providing exceptional customer service and focused on strengthening relationships
Delivered high quality loan proposals by applying credit analysis, sound judgement, and application of BDC’s policies and procedures
Designated BDC Coach while in Regina branch; trained two Account Managers on reviewing new financing applications, use of BDC’s online platform, risk grid, prospect calls, network building and how to effectively manage their time to meet financing and consulting targets.
Summer Student Internship
Business Developer Bank Of Canada
05.2008 - 08.2008
Attended client meetings and networking events with fellow employees in Saskatoon Branch
Performed sales calls, arranged meetings with prospects, and preserve client relations
Organized BDC Annual Influencer Golf Tournament.
Education
Bachelor of Commerce, Finance -
Edwards School of Business, University of Saskatchewan
Saskatoon, SK
01.2008
Cover Letter
Dear Human Resources:
Re: National Director, Shared Services
I am applying for the National Director, Share Services position available on the BDC Workday portal. My experience in assessing and authorizing various credit scenarios, streamlining efficiencies, and providing coaching and leadership to past team members have built my foundation to succeed in this role.
Throughout the past 15 years at the BDC, I have developed a strong analytical and communication skill set, while providing both internal and external stakeholders with exceptional customer service. My strengths in strong communication, sound credit judgement along with a history of relationship building, would make me an asset to this position.
I am confident that my experience in assessing the proper risk of the Bank and working in various team environments to achieve business goals, make me a strong candidate for this position as National Director, Shared Services.
I have included my resume for your consideration and look forward to discussing this opportunity.
Sincerely,
Kristin Solomon
Encl.
ASSISTANT VICE-PRESIDENT PARTNERSHIPS at BUSINESS DEVELOPMENT BANK OF CANADA (BDC)ASSISTANT VICE-PRESIDENT PARTNERSHIPS at BUSINESS DEVELOPMENT BANK OF CANADA (BDC)